“My right hand man, my good friend, my mentor Mark Chapman”

[ Update – The Chapman property did sell at the Foreclosure auction to the “Plaintiff”. So Marco did not bail out his “good friend” and “right hand man”]

Marco Kozlowski has introduced Mark A. Chapman in this way:

“My right hand man, my good friend my mentor, Mark Chapman” “He really knows his stuff”

Chapman is one of the presenters used by Marco Kozlowski at his At Will Education / At Will Events hotel recruitment seminars. He claims to have worked for the Chase Manhattan Bank and, in some fashion, for Donald Trump and the Trump Organization.

[ Update June 19, 2016. It turns out that “Mark A. Chapman” very likely did work for Trump University. From one of the exhibits in the Trump University litigation: 

"02/28/2009 Mark A. Chapman's TU employment questionnaire"

see https://assets.documentcloud.org/documents/2723912/Trump-University-lawsuit-exhibit-list.txt   This document also mentions David Early – who has been very connected to Marco Kozlowski]

Chapman has called Marco his “new best friend and business partner”

He is Mark A. Chapman of Florida. His home has been in foreclosure for some time.

Chapman HouseA final order of foreclosure has now been made.

The property will be sold by auction March 22, 2016. Details are on the Orange County Florida Court site. See the entry for “322 KENTUCKY BLUE CIR”

You might pickup a bargain that day… ( Heh Marco – Mr. Chapman said you

Mark Chapman and Marco Kozlowski
At Will Events seminar banner

are a “multi-multi-millionaire”. Perhaps you could spare some change and bail out your friend. All you need is $942.799.84. )

This is of course very similar to media coverage of “Trump University”, and the reports that some of the Trump University presenters were in deep financial trouble – hardly the successful investors they claimed to be.

See, for example, this Salon article.

From that article:

“Trump brings to his candidacy an extensive backlog of business ventures, some of which are troubling. In August, 2013, New York’s Attorney General Eric Schneiderman announced the he was filing a lawsuit against Trump for the dubious promises of his higher education endeavor, Trump University. Schneiderman’s lawsuit alleged that the school’s real estate program, which was unlicensed as an actual university, was complicit in “persistent fraudulent, illegal and deceptive conduct” towards its students, who were often saddled with debt from expensive seminars in lieu of brimming with the promised insider secrets from “Donald Trump’s handpicked instructor[s],” most of whom turned out to have emerged from real estate-derived bankruptcy, or have little background in real estate at all.”

More on the Trump University  scandal:

http://www.nationalreview.com/corner/432010/trump-university-scam

The description of the “Trump University” program and experience of the students sounds remarkably similiar to the news stories about Marco Kozlowski and his programs.

 

 

 

“My right hand man, my good friend, my mentor Mark Chapman”

“The get rich quick merchant who is trying to flog American homes to the British”

Marco Kozlowski has been giving programs in England for some time.

This story appeared March 2, 2016 in the Mirror – a major UK newspaper

http://www.mirror.co.uk/news/uk-news/rich-quick-merchant-who-trying-7480016

From the story by Andrew Penman:

“Things I never thought I’d admit: the peddler of a get rich quick scheme has said something worth hearing.

Only one thing, mind you, and I’ll come to it in a moment.

First, let’s get to know Marco Kozlowski, a Canadian who’s been selling to British audiences his guide on how to make a mint from American homes .

He told a London seminar that under his guidance you can pick up houses at knock-down prices, promising “30% off real value of all properties that we’re going to invest in”.

This is because he focuses on properties that the owners want to sell quickly, usually because of what he cheerily calls the Five D Formula – “death, divorce, debt, displacement and disease”.

“What’s more, he can arrange 100% finance, meaning you invest “zero money out of your pocket”.

Except that’s not quite true because your next step is to pay for one of Kozlowski’s three-day US Property Success courses that cost $7,000, or about £5,000…. and that’s just the start.

Some disillusioned clients have discovered that at that course you’re pushed to invest much more. A ‘platinum’ programme will set you back £43,000 and ‘diamond’ is £71,000.

But why is Kozlowski flogging this in Britain at all? After all, it can’t be easy persuading people to buy houses on the other side of the Atlantic.

The answer might be that he’s been burnt in Canada.

Like most get rich quick merchants, Kozlowski likes to associate himself with genuine business giants.”

” The Montreal Gazette also ran a damning article with allegations including:

  • Critical online comments were deleted.
  • Requests by the watchdog Better Business Bureau to substantiate advertising claims were ignored and now the Federal Trade Commission is investigating.
  • Testimonials were misleading because they were made by new recruits who had not yet completed any property deals.

I’ve asked Kozlowski to respond but he has not replied. However, he has sent an email to people who attended that London sales pitch telling them he’s just “scooped up” more than 100 properties in the States, saying “there is an opportunity for you to cash in BIG”.

“If you aren’t getting 10%-12% passively on your money year in, year out, this is going to excite you just a little bit…. Well…. More like a lot…” the email continued.

So, back to that London talk and the one thing worth repeating: “Anyone who tells you that you can get rich quick is lying”.

You said it, mate.”

Perhaps Andrew can connect the dots linking Marco’s programs to the “Trump University” seminars – as the “playbook” used by Marco is clearly derivative from the Trump system. (just Google “Trump University Scandal Playbook” – more later..)

(Here is a link to a copy of one version of the “Trump University Playbook” The properties of this document suggest it was created by Rachel De Dora (Linkedin Profile Here) who, according to her profile,  worked for the Trump Organization from December 2009 – March 2010 )

 

“The get rich quick merchant who is trying to flog American homes to the British”

“U.S. Property Success LLC”

“U.S. Property Success” has been used as a “brand” in some Marco Kozlowski promotions.

For example, see this web page that promoted December 2015 Kozlowski programs in Toronto

The dissolved Florida company called “U.S. Property Success LLC” does not seem to be related to Kozlowski or one of his students, but the dissolution document does tell a tale of an “investor” for whom the experience of getting involved with a real estate “guru” did not turn out that well.

Here are the available public documents:

The Incorporation Document

The 2014 Annual Report

The Voluntary Dissolution Document

The text in the dissolution document tells the story:

A description of occurance that resulted in the limited liability company’s dissolution:

I HAD MORE LOSS THAN EVER ANY INCOME. LAST YEAR IN MAY 2014 I DID A REAL ESTATE COURSE WITH CLEVER INVESTOR, ARIZONA REGARDING PROPERTY ETC. IT WAS A BIG RIPPOFF. I LOST $8,000 FOR FALSE PROMISES.! REPORTED IT TO THE BETTER BUSINESS BUREAU

The BBB complaints on detailed on this page may be related to the text above.

 

 

 

 

 

 

 

“U.S. Property Success LLC”

“The At Will Group Inc.” – another Kozlowski corporate entity

At Will Group Inc graphic
It appears that another corporate identity is being used by Marco Kozlowski, in addition to the other variations on the “At Will” name as well as  “U.S. Property Network” and “U.S. Property Success”.
The principals of “The At Will Group Inc.” are likely related to Marco. They are President “Oliver A. Kozlowski”, Secretary “Mercedes N. Kozlowski”, and Treasurer “Elliott A, Kozlowski” . These three are also the directors.  Not doubt students and investigators will be particularly in interested the treasurer…
As the company was formed in August, 2015 there are no annual reports yet filed.
Here is the text from the web page linked above:
Florida Profit Corporation
THE AT WILL GROUP, INC.

Filing Information

Document Number P15000067142
FEI/EIN Number NONE
Date Filed 08/10/2015 
State FL
Status ACTIVE

Principal Address

3965 TOWN CENTRE BOULEVARD
SUITE 251
ORLANDO, FL 32837

Mailing Address

3965 TOWN CENTRE BOULEVARD
SUITE 251
ORLANDO, FL 32837
Registered Agent Name & Address

KOZLOWSKI, OLIVER A

3965 TOWN CENTRE BOULEVARD
SUITE 251
ORLANDO, FL 32837
Officer/Director Detail

Name & Address

Title PRES

KOZLOWSKI, OLIVER A

3965 TOWN CENTRE BOULEVARD SUITE 251
ORLANDO, FL 32837

Title SEC

KOZLOWSKI, MERCEDES N

3965 TOWN CENTRE BOULEVARD SUITE 251
ORLANDO, FL 32837

Title TREA

KOZLOWSKI, ELLIOTT A

3965 TOWN CENTRE BOULEVARD SUITE 251
ORLANDO, FL 32837

Title DIR

KOZLOWSKI, OLIVER A

3965 TOWN CENTRE BOULEVARD SUITE 251
ORLANDO, FL 32837

Title DIR

KOZLOWSKI, MERCEDES N

3965 TOWN CENTRE BOULEVARD SUITE 251
ORLANDO, FL 32837

Title DIR

KOZLOWSKI, ELLIOTT A

3965 TOWN CENTRE BOULEVARD SUITE 251
ORLANDO, FL 32837

Annual Reports

No Annual Reports Filed
“The At Will Group Inc.” – another Kozlowski corporate entity

Marco Kozlowski is a “Connected Investor”

Turns out Marco could use some of your money…

http://connectedinvestors.com/member/marco-kozlowski

MARCO KOZLOWSKI

Kembo Trust

My name is marco kozlowski. I am primarily a Single Family investor based out of the Maitland, FL area. I am looking to connect with Funding. Make sure to Friend me and Like my Connected Investors profile.

“Kembo Trust” is a business name he has used for some time.

Read more about “Kembo” in this blog post:

https://www.scamguard.com/luxury-home-group-marco-kozlowski/#comments

a brief excerpt..

“Ironically, shortly after Kozlowski renegged on his promises and threatened to sue me for extortion and blackmail (!!!!!!!!!!!), the tenants that Kozlowski put into my property called me as they wanted to reach out and clarify many facts for me. Kozlowski “purchased” by home under Kembo Family Trust but the tenants were “purchasing” my home under Kozlowski’s other trust, “Firma Investments”. I am sure the IRS would be interested in why the need to shuffle my property internally within his family of trusts?”

 

 

 

Marco Kozlowski is a “Connected Investor”

“The Pitch To Get Rich” – Washington Post

This article from the Washington Post, February 22, 2003 by Sandra Fleishman is an interesting overview of the “business seminar” industry. It is worth reading the entire article.

https://www.washingtonpost.com/pb/archive/realestate/2003/02/22/the-pitch-to-get-rich-quick/76e777c4-ccba-4588-8630-d3fe965243dc/

Some quotes:

Typically, the agency said, consumers are “lured to seminars by infomercials or letters promising instruction in how to operate a home-based business, how to buy and sell real estate, how to trade in securities, or invest in foreign currencies, among other things, in order to earn big income. At the seminars, however, consumers learn very little, if anything about how to run a business or make profitable investments. Instead, they are treated to slick sales pitches for schemes that are essentially worthless.”

Consumers, the FTC said, “succumb to these pitches because the seminar hucksters create the impression that anyone, regardless of experience, can buy their program and earn a lot of money.”

This sounds familiar… The hotel seminars put on my Marco Kozlowski and U.S. Property Success / At Will Events / At Will Education / U.S. Property Network use very similar tactics.

After the two-hour, uninterrupted pitch, several audience members, including Bahjat, signed up for a three-day training session. There participants were to “learn the secrets” of using discount mortgages, finding “pre-foreclosures,” avoiding taxes and earning big bucks brokering private mortgage notes and tax lien certificates.

…The training camp offer, which attendees were told would be discounted to $2,495 from $4,995 if they signed up that day, included a year’s mentoring via the Internet, curriculum and reference manuals and a guarantee that participants could get their money back if they dropped out the first day. Spouses and children were allowed to attend free. “Imagine you spend three days with us,” Medawar said. “You’ll be lethal, you’ll be dangerous.”

…David Early, director of business development for Dynetech.com, which markets the Allen materials, said in an interview this week that “we really don’t worry about complaints. We are a member of the Better Business Bureau, in good standing. We are honest with customers — we know not everyone can do this, and we tell them that.” Early added that full refunds are available.

…Atlanta-based FTC lawyer Loretta Kraus, who was involved in investigations of other “financial freedom” seminars in the mid-1990s, said “there are literally stables of people who are skilled in the seminar spiel” who tour the country. “They are very, very slick and very articulate. They speak very quickly and use visual aids very effectively. The material shown [via overhead projector or video] goes up and down real quickly” to keep seminar attendees off balance.

…Kraus added that “the whole setting is fairly claustrophobic . . . with the side doors usually blocked and people pushed to sit in the front and to fill in seats.” There are usually fewer chairs than needed, she and others said, to add to the pressure on people to take advantage of deals or lose out. The two recent local seminars followed that pattern.

“The Pitch To Get Rich” – Washington Post

Marco Kozlowski back in the “Luxury Home” game

Marco Kozlowski is back in the “Luxury Home” seminar business. Below is the text of the email he has sent out (typos included.)  Note the reference to the “Platinum” and “Diamond” members…

Here is an excerpt from the  January 30, 2016 Montreal Gazette story :

In 2003, he says, he started giving seminars on how to flip luxury homes. He wanted to do it to help people who were struggling financially the way he was.

By 2005, he was charging upward of $5,000 for four-day seminars.

But he stopped doing that in 2010 because he says he didn’t feel he had mastered that segment of the market enough to be teaching others.

Around that time, he says he hit hard times again. In a recent webinar, he explains how he went through a nasty divorce. He says he came home one day and his house was empty, and millions of dollars were gone from his bank account.

“I basically was left penniless overnight,” he says. “I went from multimillionaire to completely broke.”

See the registration form and text at https://www.eventbrite.com/e/luxury-home-flipping-retreat-tickets-21496217766

The photo of the “Luxury Home” is of this house at 11521 Willow Ridge Dr
Zionsville, IN that was listed for sale.

http://www.century21scheetz.com/Property/IN/46077/Zionsville/11521_Willow_Ridge_Dr

Here is a direct to  link to the photo

How to flip luxury homes and make luxurious profits

US Property Network <info@uspropertynetwork.com>                13 February 2016

To: XXXXX

It’s Finally Here!

The Luxury Homes Flipping class.

Play with pennies, get pennies, play with millions, get…. milllllionnnnsssssss

Learn how to tie up millions in assets, for months and months, and make a mint doing it….

If you would like to learn how to tie up massive mansions with almost no cash ($100) and sell it a few weeks later for 5, 6 or even possibly a 7 figure cheque….

Don’t miss this class!!

This is a more advanced class, and does take a bit of “savoir faire” with higher end sellers – that can change whats in your bank account…

The profits are huge, the methods are uber creative and you can even make money not…selling…the houses…..

This is NOT not a typo…

– Learn to use options to tie up property at massive discounts

– Have 90-120 days to sell them

– Learn to tie in your favorite charities to these events to gain massive exposure and hears of people at your properties (yes, give back more)

– Have sponsors lined up wanting to give you things to help stage your properties

– have people fighting over themselves to make offers on your property

– Learn to make money on a deal, no matter what happens..

Too many bullets to explain in one email 🙂

This is the slickest, most advanced system ever put together (i did this for years) and haven’t taught it in YEARS…

No one on the planet teaches this, other than me – you will be blown away –  it’s content rich  – and will help you in your existing business.

This is open to 100 people only – that’s it.

That’s all.

No exceptions.

Once it’s full – it’s FULL.

The dates are Tuesday and Wednesday March 8th and 9th 2016 (its during the week, but its worth it) in Toronto

2 days will change the way you look at deals forever  – guaranteed.

It’s free for all Diamond and Platinum members, and 5K for anyone else

(One guest permitted, but must be approved before bringing as space is extremely limited)

Click here to enroll

Once the 100 spots are gone, you can’t bribe your way in  – no matter what you offer us (ask me why I know that).

See you in class!!

PS – I actually sold a deal LIVE in one of my past classes, and made over 300K in front of everyone – you won’t believe it – until you see it!

8605 Santa Monica Blvd #85071 Los Angeles, California 90069 United States +13237615022  [link added to the address – “Earth Class Mail” is a mail drop/forwarding service]

Marco Kozlowski back in the “Luxury Home” game

Metro News Calgary and Edmonton continue to publish Kozlowski ads

On Monday, February 8, 2016 the Calgary and Edmonton editions of Metro News published ads for the this week’s Kozlowski / U.S. Property Success hotel seminar promotions in Alberta. (Ads also ran later in the week on the 9th, 10th, and 11th)

see

http://reader.metronews.ca/digital_launch.aspx?eid=0579b722-85ec-4f7e-ba4f-dc5cd6297c97&pnum=9

and

http://reader.metronews.ca/digital_launch.aspx?eid=2778e59a-f1cd-4397-aa6d-3a27384d2052&pnum=9

These ads are the bait for the cult like recruiting tactics used at the “free”
seminars.

 

 

Metro News Calgary and Edmonton continue to publish Kozlowski ads

U.S. Property Success / Kozlowski in Edmonton and Calgary Feb. 2016

Ads in the Edmonton Journal February 5 & 6, 2016 promote hotel free events Feb. 9, 10, 11, 12, and 13.  Yet again, the ads set the bait for this scheme. (Note these ads are also appearing in the Calgary Herald)

The ads, as usual, contain the misleading quote from “Warren Buffet” (sic). The text references a photo that is not longer appearing in the ads. It seems like no one at the newspapers, the Canadian Competition Bureau, or at Ad Standards Canada is reading these ads carefully. Will these parties contribute to a fund to compensate consumers who lose significant money?

Edmonton Journal 2015 Feb 05 Page CaptureA

The details of the purchase by the “Vancouver Couple” are set out in an earlier post on this blog.

As usual, watch out, do your homework. Read about how these “seminar schemes” work so you are prepared. The ad does not mention a web site. What’s with that? You will want to Google the various parties involved. Read the Montreal Gazette, Vancouver Province, and CBC news stories.

 

Detail - missing picture

U.S. Property Success / Kozlowski in Edmonton and Calgary Feb. 2016

U.S. Property Success promotional hotel seminars in Ottawa and Montreal / Who did win the free house?

The Marco Kozlowski, U.S. Property Success machine rolls on, even with last weekends Montreal Gazette article.

This week’s events took place first in Ottawa on Feb. 3 and 4, 2016 At least two ads appeared in the Ottawa Citizen – on January 30 and February 2, 2016  Below is the ad as it appeared on January 30, 2016

Ottawa Citizen 30 Jan 2016 pD12

Next stop Montreal, with presentations Feb. 5 at the Sheraton Laval Hotel, Feb. 6 at the Montreal Alt Hotel in Brossard, and Feb. 7 at the Sheraton Montreal Airport Hotel. These were promoted through the Montreal Gazette ads linked and discussed in earlier blog posts.

Note that the ads no longer have a web address / URL in them. Don’t want those registrants to be poking around the internet trying to do due diligence!

If you went to one of these and signed up – note the points raised in the Gazette story and in other posts. You may rights to rescind. And if you go to the session – ask who won the house last year promised in the Fall 2015 events held in Quebec…. (Clip below is from a September 24, 2015 page A13 ad in the Montreal Gazette. )

Free house 2

 

 

 

 

 

U.S. Property Success promotional hotel seminars in Ottawa and Montreal / Who did win the free house?